Non-Trucking Liability

If you’re under permanent lease to a motor carrier that provides your primary liability coverage, you could probably benefit from Non-Trucking Liability. Non-trucking liability insurance offers payments for property damage or injuries that you cause while the truck is not being used for business purposes. This coverage is very important because there will be times that the truck is driven for personal reasons.

Why do I need this coverage? 

You may drive the truck home or to the truck wash between hauling loads, or on your days off for things like going to the movies, picking up groceries, attending sporting events. 

It can also pay for medical and other expenses associated with injuries to others or damage to other peoples’ property that you cause. This endorsement only modifies the liability portion of your policy.

Non-Trucking liability coverage is adjustable to meet your needs and it’s even portable between leases. Combined with optional unladen trucking coverage, you’ll know you’re protected for covered losses when not hauling a load.

Bobtail Insurance vs Non-Trucking Liability

Non-trucking liability insurance and bobtail commercial insurance coverage are
often confused with each other because of their similarities. Primary liability
coverage is mandatory for all truckers and your Motor Carrier provides this. These
additional types of liability coverage can offer coverage for situations that fall
between the cracks. An accident in your truck could happen at anytime when it is
in use. Knowing how you will be using your truck will help determine how much of
these coverages you will need.